You built something worth protecting. The question is whether a bad day takes it down with you.

A man in a cap behind a cafe counter

Most business owners we meet have coverage they bought once and haven't looked at since, often for a business that's since grown, added staff, changed what it does, or taken on new kinds of risk.

What we handle

Storefront with logo and truck parked out front

Business owner's policy (BOP)

General liability

Commercial property

Commercial auto

Workers' compensation

Cyber liability & data breach response

Professional liability / E&O

Umbrella & excess liability

Business risk assessments

We start with what you actually do

Before recommending anything, we look at how your business really operates and where that leaves you exposed. Not a standard package with your name on it.

It’s also the honest way to sell insurance. There’s usually an exposure nobody noticed, and we’d rather talk about it now than after a claim.

Construction worker in a blue hard hat and orange safety vest working among wooden scaffolding and concrete columns.

Fifteen years with the same broker

I have known Laura for about 15 years, even before I gave her my company's business. She would answer many insurance questions I had at times, even though she wasn't my agent. She then was able to show me that I did not have the right coverage for my business, and switching to her has been one of the best business decisions I have ever made. She goes over and above for my business and always either takes my calls when I call or gets back in touch the same day. It is the personal relationship that makes me positive that I'm with the right company for my insurance needs.

Jeff Lunenfeld
Twin Pillars Contracting LLC

Already have coverage elsewhere?

Bring us the policy. We'll read it and tell you what it does and doesn't cover, in plain language, whether or not you move it to us.

And if you do want to move it, you don’t have to wait for renewal or start from scratch. A broker of record letter transfers your existing policies to us. Same carrier, same coverage, no gap. We take over servicing from there.

An insurance policy document with an umbrella

Start with an assessment, not a quote.

Thirty minutes on how your business works, and where it's exposed.